First American

Senior Product Underwriting Counsel (Remote)

$129,300.00 - $172,300.00 AnnuallyFull-time · USA, California, Santa Ana
✓ Verified live on the employer's own system · added 10 days ago
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Mid-level · 3+ yrs exp

Requirements

Experience: 3+ years

Skills & tools

Loan ProcessingOperationsData AnalysisSecurityTeam LeadershipMachine LearningCommunications
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Full job description

- Leads underwriting vision and strategy for a technology or AI-enabled product or product line, including tools that augment underwriting decision-making, risk evaluation, and operational efficiency. - Identifies, evaluates, communicates, and manages title insurance, regulatory, operational, and model-related risk associated with a technology or AI-enabled underwriting tool. - Provides underwriting, title insurance, real estate conveyancing, and underwriting workflow subject matter expertise to product managers, designers, researchers, engineers, and data science/AI teams. - Partners with product, engineering, and data science teams to design and deploy AI-assisted underwriting tools and workflows. - Collaborates with legal, compliance, information security, and risk management stakeholders to support responsible and compliant use of AI technologies. - Serves as a strategic liaison between transaction underwriters and technology teams to ensure AI-enabled products align with real-world underwriting practices. - Holds a leadership role in product strategy discussions. - Interfaces with stakeholders in other departments and helps clear roadblocks to product success. - Demonstrates deep knowledge of market dynamics, competitive threats, and competitive advantages. - Translates complex title insurance and real estate concepts into clear ideas accessible to product team members in ways that influence product strategy. - Translates complex technology product concepts into clear ideas accessible to transaction underwriters in ways that influence transaction underwriting protocol. - Executes tasks and assignments on the product roadmap. - Partners with product manager to drive product evolution and priorities. - Mentors and trains more junior product underwriting counsel. - Contributes to the development and advancement of product underwriting principles throughout the enterprise.

- Law Degree required. - Admitted to law practice in manner appropriate for the position and location. - 3-5 years of experience as product underwriting counsel; or 7-10 years of title underwriting or real estate law practice experience and demonstrated aptitude for the position. - Understanding of AI-assisted workflows, generative AI tools, machine learning concepts, and automation technologies relevant to underwriting and real estate transactions. - Ability to evaluate AI-generated outputs for accuracy, explainability, consistency, and underwriting applicability. - Superior verbal and visual communication skills. - Superior understanding of land titles, real estate law, and conveyancing process. - Superior understanding of federal and state laws related to title insurance and settlement services. - Demonstrated curiosity and adaptability regarding emerging technologies and digital transformation. - Strong business acumen and strategic agility that influences outcomes and successfully negotiates for resources. - Excellent interpersonal skills with keen ability to explain complex concepts across the organization and to large audiences. - Successful track record of designing, developing, and executing complex projects.

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