Principal Associate, Data Scientist - Audit Data Science

Data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.

As a Data Scientist at Capital One, you'll be part of a team that's leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.

Innovation is at the heart of everything we do on the Audit Insights and Innovation team. We're not a traditional Data Science team: we build creative ML solutions across multiple domains, such as LLM based chatbots, GenAI powered applications, AML/Fraud identification, and Customer call transcripts intelligence. Opportunities to learn and build fast allow our team members to develop towards their full potential.

We partner closely with product, tech, and design teams to enable faster build-to-market cycles for product features that delight our customers with dynamic and integrated experiences.

You will be the driving force to experiment, innovate, and create next-generation features powered by the latest emerging NLP and Generative AI technologies. If you love a fast-paced, highly rewarding environment, and you love being a builder and communicator, this is the place for you.

- Partner with a cross-functional team of data scientists, data analysts, risk professionals, software engineers, and product managers to manage the risk and uncertainty inherent in statistical models in order to lead Capital One to the best decisions

- Leverage a broad stack of technologies - Python, Conda, UV, AWS, Spark, and more - to reveal the insights hidden within huge volumes of numeric and textual data

- Build machine learning models through all phases of development, from design through training, evaluation, validation, and implementation

- Flex your interpersonal skills to translate the complexity of your work into tangible business goals

- Innovative. You continually research and evaluate emerging technologies. You stay current on published state-of-the-art methods, technologies, and applications and seek out opportunities to apply them.

- Creative. You thrive on bringing definition to big, undefined problems. You love asking questions and pushing hard to find answers.

You're not afraid to share a new idea.

- Technical. You're comfortable with open-source languages and are passionate about developing further. You have hands-on experience developing data science solutions using open-source tools and cloud computing platforms.

- An LLM practitioner. You have hands-on experience building with open-source LLM models to create reproducible, production-grade pipelines. You leverage AI-assisted development tools like Claude Code to accelerate prototype development, moving quickly from idea to working solution.

- Collaboration and Communication. You're capable of effectively articulating data insights and analytics strategies to a diverse audience, including auditors, engineers, product managers and leadership.

- Statistically-minded. You've built models, validated them, and back tested them. You know how to interpret a confusion matrix or a ROC curve.

You have experience with clustering, classification, sentiment analysis, time series, and deep learning.

- A data guru. "Big data" doesn't faze you. You have the skills to retrieve, combine, and analyze data from a variety of sources and structures. You know understanding the data is often the key to great data science.

- Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:

- A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 5 years of experience performing data analytics

- A Master's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) or an MBA with a quantitative concentration plus 3 years of experience performing data analytics

- A PhD in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field)

- Master's Degree in "STEM" field (Science, Technology, Engineering, or Mathematics) plus 3 years of experience in data analytics, or PhD in "STEM" field (Science, Technology, Engineering, or Mathematics)

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.