Principal Associate, Data Scientist - Retail Bank Marketing

Data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.

As a Data Scientist at Capital One, you’ll be part of a team that’s leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.

The marketing data science team in the Retail Bank builds the machine learning models that make our marketing more efficient: how much to spend on each digital marketing channel, the optimal product and channel to market each customer, and the estimated value of new accounts. We do data and model pipelining, machine learning, and well-managed model operations using Python and ML libraries in our tech stacks.

If you enjoy the challenge of creating best-in-class solutions that provide long term value in a rapidly changing space, this is the role for you.

• Work closely with subject matter experts to deliver flexible, well managed models that perform well under a variety of economic conditions

• Translate business goals into data science solutions and communicate with senior stakeholders

• Build machine learning models through all phases of development, from design through training, evaluation, validation, and implementation

• Explore next-generation model architectures (e.g. embeddings, sequence models) to unlock value in our marketing efficiency

• Technical. You’re comfortable with open-source languages and are passionate about developing further. You have hands-on experience with software engineering techniques and developing end to end model pipelines in Python.

• Statistically-minded. You are experienced in various machine learning algorithms and predictive solutions

• Creative. You thrive on bringing definition to big, undefined problems. You love asking questions and pushing hard to find answers. You’re not afraid to share a new idea

• A storyteller. You are effective in communicating technical details to a variety of audiences

• Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:

• A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 5 years of experience performing data analytics

• A Master's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) or an MBA with a quantitative concentration plus 3 years of experience performing data analytics

• A PhD in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field)

• Master’s Degree in “STEM” field (Science, Technology, Engineering, or Mathematics) plus 3 years of experience in data analytics, or PhD in “STEM” field (Science, Technology, Engineering, or Mathematics)

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

New York, NY: $176,500 - $201,400 for Princ Associate, Data Science

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace.

Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.