Senior Product Manager, ASPL

The Auto Secured Personal Loans (ASPL) team is responsible for scaling the fastest-growing product at Upstart. Our highly collaborative team is focused on increasing conversion by eliminating friction for our customers while continuously improving the quality of our product. We work iteratively to provide fast feedback loops so that we can apply new learnings quickly.

As the Senior Product Manager , you will drive the strategic direction and day-to-day execution of a cross-functional team of software engineers, UX designers, and marketing experts to drive growth of the ASPL product. You’ll also work closely with research scientists, data analysts, legal and compliance experts, and our Operations team to understand and improve the mechanics of the product.

You have unending curiosity, always seeking to learn the “what” and “why” of how things work. You find it rewarding to build something and watch it grow.

• Deeply understand the potential ASPL borrower and their motivation for choosing a secured loan

• Define the strategy on how and where we can offer ASPL to applicants in our core Personal Loans funnel

• Analyze the limiters that prevent us from offering ASPL to more borrowers and define a plan to remove those limiters

• Partner with engineering manager, product designer, product leaders across Upstart, legal, operations, analytics, and compliance teams to gather requirements and ensure solutions meet business needs and regulatory standards

• Partner with our Capital Markets organization to execute a plan to onboard capital for ASPL

• 4+ years of product management experience on fast-moving, consumer-obsessed teams

• Strong product sense. You have independently authored and executed on a multi-quarter roadmap, and have been around to see the consequences (good and bad) of your decisions.

• Rigorous and analytical problem solving; well structured, concise, and highly effective communication.

• Ownership and growth mindset. You act like an owner. You’re often right, but humble and open minded about being wrong. You’re perpetually dissatisfied and striving to improve yourself and the team.

• Experience building products in fintech or consumer lending

• Experience with KYC/KYB or verifications, especially with AI automation

Time zone requirements The team operates on the East/West coast time zones