Principal Software Engineer, Capital Marketplace

The Capital Marketplace Vertical is the fuel that powers Upstart’s AI based lending operations. Spread across eight dynamic high performance teams; Capital Marketplace is in charge of onboarding our capital providers, efficiently leveraging the capital on the platform, and maintainingCapital Marketplace relations with both our Lending Partners and Investors.

We provide both our internal and external business partners with reports, forecasting, financial reporting and help optimize the connection between our customer base and the funding suppliers.

As a Principal Engineer at Upstart on the Capital Marketplace team, you will collaborate with all parts of the Upstart business and engineering, including Machine Learning, Data Engineering, Product Management, Product Design, Platform, Servicing, Lending Partnerships, and -all product vertical teams. The role will report directly to a head of Capital Market Engineering and work closely with all eight of the Capital Marketplace product engineering teams.

Your goal is to autonomously identify and prioritize high impact work that will ultimately make the Capital Marketplace Vertical successful.

• Help define the Capital Marketplace engineering’s longer term technical roadmap ensuring alignment with business objectives

• Guide the architectural evolution of Capital Marketplace systems with an emphasis on systems shared across the Capital Market engineering teams

• Uncover and drive alignment across complex technical requirements, designs, trade-offs, influencing product direction

• Proactively evaluate, prototype, and roll out new technologies/frameworks to help cultivate a culture of innovation

• Partner with product leaders to shape product direction and drive business impact across all Capital Marketplace products

• Lead from the front, while mentoring and developing technical leaders

• Identify and prioritize high leverage and impactful opportunities

• Bachelor’s degree in Computer Science, Engineering, or Mathematics, or a related field (or its equivalent) + 8 years of experience

• Strong technical and software engineering fundamentals including a demonstrated ability to build and own large-scale, highly available consumer products

• Ability to explain complex business and technical concepts to all audiences

• Experience leading large cross-team initiatives at companies that have gone through periods of rapid business or organizational growth

• Track record of successfully mentoring and developing technical leaders

• Has defined and executed on longer term (multi-quarter +) technological visions or strategies for multi-team organizations

• Has driven initiatives of significant depth or breadth with demonstrated results in engineering process, technology platforms, or overall productivity of others

• Ability to identify gaps in organizational knowledge, tools, and practices and produce and execute on plans to address those gaps

• Strong product and analytical mindset that allows you to think in terms of ROI, risk, and trade offs

Position Location - This role is available in the following locations: Remote, San Mateo, Columbus, Austin

Time Zone

Requirements - This team operates across all U.S. time zones.

Travel

Requirements - As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.